JESS E. KETCHUM

80 County Rd 600, Suite 201

P.O. Box 4462 * Pagosa Springs, CO 81147

Phone: 970.731.1986 * Fax: 970.208.8353 jess@aceappraisal.info

Professional Experience

Ø From 2004 to the present, worked as a full time fee appraiser, completing approximately 1,500 residential and 100 narrative appraisal reports

Ø Over 350 hours of qualifying and continuing education, over 5,500 hours of residential appraisal experience, and over 2,500 hours of commercial complex real estate experience

Ø Owner of Ace Appraisal, LLC with one full time appraiser and a research/office assistant/appraiser trainee

Clients

Lending clients include: Wells Fargo Bank, Citizens Bank of Pagosa Springs, First Southwest Bank, Bank of Colorado, Bank of the San Juans, First National Bank of Durango, Pine River Valley Bank, Rio Grande Savings & Loan, Del Norte Federal, and numerous other regional and national banks.

Other clients include: Archuleta County, Town of Pagosa Springs, attorneys, and other individual owners and investors in the area.

Education

Formal

Fort Lewis College, Durango, CO

Bachelor of Arts/Business Admin. 2000

Continuing and Qualifying Appraisal Education

"Computaught" 75 Hour Qualifying Licensure Course "Computaught" 15 Hour National USPAP Equivalency 2004

"Appraisal Institute" 7 Hour Professional's Guide to the Uniform Residential Appraisal Report Appraising the Oddball, McKissock 12/26/06

Developing & Growing the Appraisal Practice, McKissock 12/26/06 Construction Details & Trends, McKissock 12/26/06

USPAP Equivalency Course, McKissock 12/26/06

USPAP Update Course, Appraisal Institute, 11/03/08

FHA & the Appraisal Process, 09/2008

General Appraiser Income Approach / Part I, 02/2009 General Appraiser Income Approach / Part II, 02/2009

General Appraiser Sales Comparison Approach, 03/2009

Real Estate Finance Statistics and Valuation Modeling,06/09

General Report Writing and Case Studies, 08/2009

General Appraiser Site Valuation and Cost Approach, 10/2009

General Appraiser Market Analysis and Highest and Best Use, 10/2009

Business Practices and Ethics, 02/28/2010

Residential Sales Comparison and Income Approach, 4/28/11

USPAP Update Course, Appraisal Institute, 2012

USPAP Update Course, Appraisal Institute, 2014

Professional Affiliations

Candidate for MAI Designation

Appraisal Institute

Licenses

Colorado Certified General Appraiser #CG40041546

References

Personal

Bob Goodman, Local Business Owner, 970-903-8157

Professional

Pennie DeClark, Loan Officer, Citizens Bank; 970.731.7235

Allen Domingo, Branch Manager Rio Grande Savings, and Loan 970.731.4701

Cindy Galabota, Construction Loan Officer, First Southwest Bank, 970.731.1300

Ms. Kathie Lattin, Loan Officer, 1st Southwest Bank; 970.731.1300

T.J. Brown, Loan Officer, Del Norte Federal, 719.657.4544

Jaime Munozcano, Loan Officer, Bank of Colorado, 970.247.5151



Emily Miles

80 County Road 600 Suite 201, Pagosa Springs, CO |emily@aceappraisal.info|Phone:970-731-1986

From 2006 to 2012, worked at Citizens Bank of Pagosa Springs as a bank teller and loan assistant

From 2012 to present, work as an assistant and appraiser trainee assisted in hundreds of residential appraisal reports

Lending Clients include: First Southwest Bank, Citizens Bank of Pagosa Springs, Bank of Colorado, Rio Grande Savings and Loan Association, Del Norte Bank, and many other regional and national banks.

Fort lewis college

BACHELOR OF THE ARTS/aGRICULTURAL SCIENCE 2005

Online Basic Appraisal Principles 07/05/2013

Online Basic Appraisal Procedures 10/09/2013

Residential Market Analysis and Highest & Best Use 09/24/2014

15-Hour USPAP Course 10/24/2014

Online Residential Site Valuation and Cost Approach 06/29/2015

Residential Sales Comparison and Income Approach 05/21/2015

Online Residential Reporting Writing and Case Studies 09/12/2015

Online Real Estate Financing Statistics and Valuation Modeling 01/26/2016

Online Business Practices and Ethics 02/29/2016

Advanced Residential Applications and Case Studies 08/05/2016

Appraisal Subject Matter Electives 11/12/2016

Practicing Affiliate

Appraisal Institute

Certified Residential Appraiser CR. 200001064

Pennie DeClark, Senior Vice President Commercial Lending, Citizens Bank of Pagosa Springs 970.731.7235

Allen Domingo, Branch Manager, Rio Grande Savings & Loan Association 970.731.4701

Cindy Galabota, Construction Loan Officer, First Southwest Bank 970.731.1300

Traci Holmes, Senior Vice President, Del Norte Bank 719.657.4541


profile picture

English French Spanish